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With the housing market continuing to slow and many auctions not going ahead, its becoming even more important to be prepared. A pre approval is when your broker will submitt your application to a lender with all supporting documents and the lender will assess your file and give you a conditional approval. This will allow

These are some very simple but effective ways to help you pay off your home loan faster. The average term of a loan is 30years and this will generally be offered when taking out a new loan with most lenders but below are a few ways to help you reduce this term. Get a Lower

With all the changes that has been enforced by the regulator APRA on the banks, it has become much harder to switch your loan to another lender but it can be done. There has been many enforced changes like limiting the amount of new loans being approved with Interest Only repayments, collecting more detailed living